When you buy a car and get car insurance, it is truly a blessing. But you must know when to make a car insurance claim London. The people who don’t get insurance as they think it is expensive. But if you search properly you will find out companies who give insurance at low rates. Here on this page, we will learn, what are the steps a person needs to follow to claim insurance if an accident occurs.
Car insurance types
At a time when an accident occurs don’t just go and claim for insurance. It is because there are times when a person doesn’t have an idea which car insurance they have. Because if there are types that worth claiming and there are some who are not.
So, on this page, the types will be discussed in detail so you get an idea of whether your insurance will benefit you at the time of accident or not. The types are as followed fully comprehensive insurance
It is the insurance that is most beneficial to others. When a car gets damaged, it covers the expenses not only of your car but of another car too that involve in an accident. Also, if you get injured the insurance will help you out in that matter too.
There are other details too and there are different things that are included in the insurance. So, if you are curious to know, you can search for it too. Insurance for the third party and in theft and fire
It is important to know about this type. In this insurance type, if your car is involved in an accident and gets damaged, the charges will not cover by the insurance. This means the only damage you can claim is the one that occurs due to fire or in the theft. But at the time of an accident if other cars get to damage the insurance will help to cover those charges. Third-party insurance only
It is the most common type of insurance, in which the only charges cover is the one that caused to another car because of your vehicle, nothing else.
But if you are still confused, get car insurance claim advice from your lawyer, as they will guide you well.
What to do at the time of an accident?
It is seen at the time of accidents people get panic and prefer to run away from the spot. It is not at all a smart move. If an accident happens, the first thing you have you to do is to stay in your senses and don’t get panic. Because it is a natural phenomenon that people get upset. If you will stay calm, you will able to focus on the things that are essential to note, if you need to claim insurance. If you are unable to focus try to take help from car insurance solicitors.
It is because if you run from the accident location, you will commit a crime. It doesn’t matter who is involved in an accident, someone with a vehicle or anyone’s property or even an animal. If the police will catch you, you have to pay a fine and there is a chance that you have to spend months in a prison. So, stay at the location and for insurance take professional auto accident insurance claims advice.
What to do if the car gets stolen?
If this happened before claiming insurance you must contact the police and file a report. So, in case if someone tries to use a car for bad, you don’t have to face trouble for that. After that think about the insurance claim and follow the process that is told to you by a company.